Monday, November 30, 2009

All Moved In!

I closed, got the keys....and had to wait. No one on House Hunters or any other show on HGTV tells you that you have to wait for the bank to approve the closing docs before you can get in the house. Technically. But I am a rule-follower so I stayed out. But I have been in for about a week now and it feels awesome! My parents came up to help, and honestly I couldn't have done it without them. They worked harder than I did!

I am starting to find little projects to do to make the place sparkle but I need to take it one day at a time. It will get overwhelming and I stress out easily :) Pictures to come when I clean it up a little!

Friday, November 13, 2009

Weekend before Closing

I'm starting to pack all my stuff to move next weekend. This experience so far has been a whirlwind but I am so blessed to be in this situation and able to do this. I had found a house before this one, gotten an executed contract, but then backed out. Lesson learned: when you hear the words "foundation problems" run for the hills! This place had work done but it needed to be re-leveled. I did not want to mess with that, especially since it's my first place. This new house has shown me that I was supposed to leave the first one. It's cute, has character, hardwood floors, and a beautiful yard and deck! I will be posting pictures once I get in the door.

The mortgage process has also been quite interesting. They want EVERYTHING, people. I've had to request paystubs from a previous employer, and even send a copy of my college diploma! Um, if I can bring in a paycheck what does it matter if I didn't graduate! But I obliged and sent it. These banks don't mess around anymore. FHA is more strict than ever and is very particular. But we've gotten the paperwork in and secured a very good interest rate!