Friday, November 13, 2009

Weekend before Closing

I'm starting to pack all my stuff to move next weekend. This experience so far has been a whirlwind but I am so blessed to be in this situation and able to do this. I had found a house before this one, gotten an executed contract, but then backed out. Lesson learned: when you hear the words "foundation problems" run for the hills! This place had work done but it needed to be re-leveled. I did not want to mess with that, especially since it's my first place. This new house has shown me that I was supposed to leave the first one. It's cute, has character, hardwood floors, and a beautiful yard and deck! I will be posting pictures once I get in the door.

The mortgage process has also been quite interesting. They want EVERYTHING, people. I've had to request paystubs from a previous employer, and even send a copy of my college diploma! Um, if I can bring in a paycheck what does it matter if I didn't graduate! But I obliged and sent it. These banks don't mess around anymore. FHA is more strict than ever and is very particular. But we've gotten the paperwork in and secured a very good interest rate!

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